We are totally focused on
our client's needs, and we
work to realize their
dreams as if they were our
own.
Rodney and Trina Joyner
Home Team Realty
our client's needs, and we
work to realize their
dreams as if they were our
own.
Rodney and Trina Joyner
Home Team Realty
Joyner Team
Home Team Realty
| 302-629-7711 realestate@joynerteam.com |
5 Things to understand about title insurance
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1. It protects your ownership right to your home both from fraudulent claims against your ownership and from
mistakes made in earlier sales, such a mistake in the spelling of a person’s name or an inaccurate description of
the property.
2. It’s a one-time cost usually based on the price of the property.
3. It’s usually paid for by the sellers.
4. There are both lender title policies, which protect the lender, and owner title policies, which protect you. The
lender will probably require a lender policy.
5. Discounts on premiums are sometimes available if the home has been bought within only a few years since not
as much work is required to check the title. Ask the title company if this discount is available.
mistakes made in earlier sales, such a mistake in the spelling of a person’s name or an inaccurate description of
the property.
2. It’s a one-time cost usually based on the price of the property.
3. It’s usually paid for by the sellers.
4. There are both lender title policies, which protect the lender, and owner title policies, which protect you. The
lender will probably require a lender policy.
5. Discounts on premiums are sometimes available if the home has been bought within only a few years since not
as much work is required to check the title. Ask the title company if this discount is available.