We are totally focused on
our client's needs, and we
work to realize their
dreams as if they were
our own.
Trina and Rodney Joyner,
Home Team Realty
our client's needs, and we
work to realize their
dreams as if they were
our own.
Trina and Rodney Joyner,
Home Team Realty
| 302-629-7711 realestate@joynerteam.com |
Tips for buyers
CONTACT ME
Home Team Realty
Joyner Team
5 Factors that Decide Your Credit
Score
Scores range between 200 and 800.
Scores above 620 are considered
desirable for obtaining a mortgage.
These factors will affect your score.
Your Payment History. Whether you
paid credit card obligations on time
How Much You Owe. Owing a great
deal of money on numerous accounts
can indicate that you are overextended.
The Length of Your Credit History. In
general the longer the better.
How Much New Credit You Have. New
credit, either installment payments or
new credit cards, are considered more
risky, even if you pay promptly.
The Types of Credit You Use.
Generally, it’s desirable to have more
than one type of credit—installment
loans, credit cards, and a mortgage,
for example.
For more on evaluating and
understanding your credit score, go to
http://www.myfico.com.
Score
Scores range between 200 and 800.
Scores above 620 are considered
desirable for obtaining a mortgage.
These factors will affect your score.
Your Payment History. Whether you
paid credit card obligations on time
How Much You Owe. Owing a great
deal of money on numerous accounts
can indicate that you are overextended.
The Length of Your Credit History. In
general the longer the better.
How Much New Credit You Have. New
credit, either installment payments or
new credit cards, are considered more
risky, even if you pay promptly.
The Types of Credit You Use.
Generally, it’s desirable to have more
than one type of credit—installment
loans, credit cards, and a mortgage,
for example.
For more on evaluating and
understanding your credit score, go to
http://www.myfico.com.