We are totally focused on
our client's needs, and we
work to realize their
dreams as if they were our
own.
Rodney and Trina Joyner
Home Team Realty
our client's needs, and we
work to realize their
dreams as if they were our
own.
Rodney and Trina Joyner
Home Team Realty
Joyner Team
Home Team Realty
| 302-629-7711 realestate@joynerteam.com |
10 Things a lender needs from you
 | |  | |  | |  | |  | |  | |  | |  |
1. W-2 forms or business tax return forms if you're self-employed for the last two or
three years for every person signing the loan.
2. Copies of at least one pay stub for every person signing the loan.
3. Copies of two to four months of bank or credit union statements for both
checking and savings accounts.
4. Copies of personal tax forms for the last two to three years.
5. Copies of brokerage account statements for two to four months, as well as a list
of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in
a brokerage account.
6. Copies of your most recent 401(k) or other retirement account statement.
7. Documentation to verify additional income, such as child support or a pension.
8. Account numbers of all your credit cards and the amounts of any outstanding
balances.
9. Lender, loan number, and amount owed on other installment loans, such as
student loans and car loans.
10. Addresses where you have lived for the last five to seven years, with names of
landlords if appropriate.
three years for every person signing the loan.
2. Copies of at least one pay stub for every person signing the loan.
3. Copies of two to four months of bank or credit union statements for both
checking and savings accounts.
4. Copies of personal tax forms for the last two to three years.
5. Copies of brokerage account statements for two to four months, as well as a list
of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in
a brokerage account.
6. Copies of your most recent 401(k) or other retirement account statement.
7. Documentation to verify additional income, such as child support or a pension.
8. Account numbers of all your credit cards and the amounts of any outstanding
balances.
9. Lender, loan number, and amount owed on other installment loans, such as
student loans and car loans.
10. Addresses where you have lived for the last five to seven years, with names of
landlords if appropriate.